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Debt consolidation may also lower your monthly payments.Through a debt consolidation plan you will be able to combine most, if not all of your unsecured debt and make one single monthly payment.Those accounts will still exist, but will be paid monthly through your account at ACCC.This is the best way to manage and repair your business reputation. Consumers want to see how a business took care of business. How those businesses take care of those complaints is what separates good businesses from the rest.Consumers love to do business with someone that can admit mistakes and state how they made improvements.