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Victims of identity theft have to dispute these charges as fraudulent, and locate and close down all bogus accounts opened in their names. But while victims of identity theft are not held liable for the losses, it may take years for victims to clean up the financial and credit problems caused by the crime.
This is because criminals might intercept your e-mails.Some people suggest writing "ask for ID" in the signature space. Many credit card issuers have advised merchants not to let purchases go through if the cardholder hasn't signed the card.Record all your account numbers and company contact information and keep this list in a safe and secure place. Keep copies of your vouchers and ATM receipts, so that you can check them against your billing statements.Then, in a matter of hours, the criminals can drain your bank accounts, using your passwords to authorize the electronic transfer of funds to accounts they control.Banks don't use e-mail communications to ask for personal information because e-mail is not secure.
Often, the victims still have their real cards, so they don't know a crime has occurred.